In Australia, all international students studying on a student visa are required by law to have health cover for the length of their student visa. The cover available to international students is called Overseas Student Health Cover (OSHC).


LAYAS will arrange OSHC as part of the student's electronic confirmation of enrolment process (eCOE), which includes payment of a fee for OSHC for the length of the visa. The registered health fund used by LAYAS is OSHC Worldcare. Student Services can arrange the cover for students with OSHC Worldcare for the appropriate amount.

Students studying for a Diploma need to pay for two years ($703.00). The cost for a family is $740 per year. These fees are payable annually in advance.

The student will be issued with a policy number once their application has been processed by OSHC Worldcare. A membership card will be sent to students within 12 weeks.

Please note that these prices are determined by OSHC Worldcare and may be subject to change.

OSHC covers most medical expenses for treatment from a doctor (including specialists), whether it is in hospital, at home or at the doctor's surgery. It also covers a student for pathology services such as blood tests and x-rays, as well as emergency ambulance services.

OSHC will not cover illness or disability that existed before the student arrived in Australia, and that may require the student to undergo related medical treatment while studying, for the first 18 months of their stay. It also does not cover dental and optometry costs but extra OSHC can be taken out to cover these services.

Further details regarding the exact conditions of this health cover can be obtained from www.oshcworldcare.com.au.

A list of local doctors is available upon request from Student Services staff.